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Emploi Ontario

Employment Opportunity

  • Title: Bilingual Residential Mortgage Underwriter
  • Employer: Scotiabank
  • Display Date: 2019-08-08
  • Location: Toronto
  • Salary: Not available
  • Preferred application method: temps plein


Purpose of Job:

The Home Financing Lender Manager is responsible for growing residential mortgage business from a designated portfolio of Home Financing Advisors (HFA) as defined by objectives within a Balanced Scorecard (BSC), including:

-Financial Objectives; mortgage and secured line of credit product acquisition, customer acquisition, cross-sell, national financial plan met/exceeded)
-Operational Effectiveness: credit quality objectives, turn-around time, SLA adherence, compliance requirements, organized and efficient submissions of applications, etc.
-Customer: customer experience satisfaction (B2B, B2C and HFA and 3rd party stakeholders)

Within the HFS customer segmentation model (Achiever, Builder and Starter tiers of HFA's, HFLMs will focus their attention on developing a portfolio of Achiever HFA', providing them with high levels of service including underwriting and Condition Fulfillment activities.

Functional Competencies:

-Underwriting track-record with authority limits
-Extensive experience in real estate secured lending
-Knowledge of and experience in dealing with mortgages generated by HFA's and the mortgage industry in general
-Expert knowledge of Bank mortgage products, and all the policies / procedures, relating to the credit adjudication and funding of the products
-Proven interpersonal and communication skills to deal with the demands of HFA's and to be able to tactfully relay unpopular messages
-Sound organizational skills with ability to prioritize and give close attention to detail
-Thorough knowledge of the pertinent Real Estate market, competitor innovations, trends and developments
-Thorough knowledge of mortgage related products (Mortgage Insurance / Insurance, other credit products, deposit products and etc.)
-Knowledge of Bank external marketing programs
-Knowledge of new construction and draw mortgage underwriting required

Educational Requirements:

-University degree preferred
-Fully Bi-lingual required – French and English

To view the original Job posting and apply for this position, please follow the link below: office%2C-commissioned-based%29-Toronto%2C-ON-ON/533787417/

Expiration Date: 2019-08-22